The Account Now Visa is a prepaid debit card. You must first deposit cash onto your card and then you can use you card to access cash, make purchases or pay bills.

100% guaranteed approval, no matter what is in your Credit »”>credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.

This card is a great alternative to a checking account. Not only are you given a credit card to make purchases, but you can also use your account to pay bills and write physical checks.

There is a free service to all account now card holders called bill pay. This service gives card holders the ability to have a real paper check sent to a business or individual. To do this you simply go online and fill out the name, address and amount of payment and then a real check will be mailed to that business or individual.

This is a great option to pay your bills. The first seven checks each month are totally free. Then there is a small fee of $1.00 for each additional check. However your card can also be used to pay bills and make purchases online and over the phone.

Bill Pay works hand and hand with credit builder. When you make a payment using bill pay then credit builder will make a notation of that payment with a credit reporting service. This is a method for you to build positive payment history and a way to prove credit worthiness to future lenders.

You can deposit money by direct deposit, to do this you simply fill out a form and turn it into the payroll department of your employer. If you choose this method you will receive free activation on your card.

You can also deposit money on your account by using western union, money gram. If you use money gram you will pay less than $4.00 for a deposit. With western union if you deposit over $300 there are no fees.

You also can use the green dot money pack to deposit funds onto your account. This is done by visiting any green dot retailer which include wal-mart, walgreens, cvs, meijer, kroger and many more. You purchase a money pack for $4.95 and then call 1-800-GreenDot and enter your account number.

Another way is to visit a ready link store, locations include safeways and 7-Elevens. You tell the cashier you want to add money to your account now visa and give the cashier money. The cashier swipes your account now visa accepts your money and you have deposited funds on to your credit card.

This card will give you online monthly statements, however you can also request to have paper statement mailed to your home if you want. A great benefit of this card is you get zero liability, this means if your card is stolen or used to make unauthorized purchases you will not be held responsible.

In sum, we suggest the account now visa over any other prepaid credit card available. This card carries many benefits that are free that other prepaid cards charge for. You get free activation, free bill pay, and free credit builder.